www.housingmarketfacts.com 
Brought to you by the National Association of Realtors®
THE NATIONAL ASSOCIATION OF REALTORS® WANTS YOU TO KNOW
Housing is a good long-term investment
Over the past 30 years, home values have risen more than 6 percent annually. *NAR existing-home sales historic series
On average, the value of a home nearly doubles every 10 years. *NAR existing-home sales historic series
Sixty percent of the average homeowner's wealth comes from their home's equity. *Housing and Urban Development "Homeownership and its Benefits; Urban Policy Brief No.2 - 1995"
The average homeowner’s net worth is $171,000 – that’s nearly 46 times that of a renter’s, who has an average net worth of $4,800. *Federal Reserve Survey of Consumer Finances
Homeowners benefit from the power of leverage. At an annual appreciation rate of 5 percent, a 10 percent down payment on a home will return 94 percent after 3 years. After 5 years, the rate of return increases to 225 percent and after 10 years, 623 percent. *Harvard University's Joint Center for Housing Studies
REALTORS® add value
Every market’s different; talk to a REALTOR® for insight into your own real estate market. In fact, two-thirds of all metropolitan areas have seen year-over-year increases in median existing single-family home prices, including six areas with double-digit gains. *NAR’s 2007 Q3 metro price report
REALTORS® have the marketing, negotiating, and industry expertise and experience necessary to help home sellers protect their investment and help home buyers build theirs.
A REALTOR® can help sell your home faster and for more money than you might yourself. *2007 NAR Profile of Home Buyers and Sellers)
REALTORS® visit hundreds, if not thousands, of homes with their buyer clients each year, and have a unique understanding of what home buyers value in their local markets.
REALTORS® are strong advocates for housing issues and homeownership. Their support for the mortgage interest deduction and other federal policies helps keep housing more affordable and makes housing a great investment.
REALTORS® commit to a strict Code of Ethics, which helps protect consumers in the real estate transaction.
Financing is available
For buyers who qualify for conventional financing, mortgages are available at near historically low rates.
FHA programs are a viable alternative for many first-time buyers. FHA market share for home purchases is expected to triple over the next three years, from an estimated 4 percent in 2007 to an estimated 12 percent in 2009.
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